Credit and the Credit Bureau

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September 18, 2015 by Lisa Brammer

United Credit Service, Inc.

There is a great deal of controversy and several lawsuits pertaining to FCRA law and the reporting and maintenance of data by data furnishers, such as collection agencies. As a collection agency that routinely furnishes data to the three major credit rating agencies (Trans Union, Experian and Equifax) we take our role in this process very seriously. We believe our data to be true and correct when it is furnished and placed into consumers’ files and reported to lenders. However, this does not mean that there are not instances were errors are made in the process.

At United Credit Service, Inc., we believe in the accuracy and integrity of consumer information reporting. We have policies and procedures in place so that we can be confident that our information is being correctly reported, and in most all cases, upon investigation it is.

Quite often we receive correspondence from consumers, and occasionally…

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