To Shred or Not to Shred? That is the Question

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July 6, 2020 by Lisa Brammer

United Credit Service, Inc.

About a month ago I wrote a blog called “Back to School: Protect Your Child’s Identity”. In it I talked about an article I read by Colleen Tressler at the Federal Trade Commission that shared some great tips on how to keep your kiddo’s (and your own) identity safe. One of the recommendations was to use a shredder.

Okay, fine. That seems like a no-brainer, but what do you shred and what should you keep?

I went back to the FTC website, here is what I found:

When should I shred it?  Immediately

  • Sales receipts
  • ATM receipts
  • Paid credit card statements
  • Credit Offers
  • Cancelled checks (that are not tax-related)
  • Expired warranties

When should I shred it? After 1 year

  • Pay stubs
  • Bank statements
  • Paid, undisputed medical bills

When should I shred it? After 7 years

  • Tax-related receipts
  • Tax-related cancelled checks
  • W-2s
  • Records for tax deductions taken

When should I…

View original post 164 more words

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