1. Winter is Coming: Freeze Your Credit Too!

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    October 10, 2018 by Mark Hammerstrom

    Here in the Midwest, you can really feel it coming:  winter is pretty much on our doorstep. I admit I …
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  2. The Sonic Boomers: Facing Tough Choices When Enough is Enough

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    October 3, 2018 by Mark Hammerstrom

    Have you heard a ‘sonic boom’?  I have, many times when I was a kid.  I remember the windows of …
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